Monaco and the Nordic countries : a win-win parallel in terms of property investment and quality of life

For several years now, two trends have been emerging between Monaco and the Nordic countries. On the one hand, families from Sweden, Finland, Norway and Iceland are choosing to settle in the Principality, attracted by its tax advantages, economy and security. On the other, more and more Monegasque residents are taking an interest in these Nordic countries, attracted by their unspoilt nature, quality of life and unique property opportunities.

Monaco: stability and an exceptional living environment

The Principality remains a safe bet for foreign investors. In addition to its advantageous tax regime, with no income tax, property tax, wealth tax or capital gains tax, Monaco offers political stability and steady growth. But beyond the financial aspect, it also offers a vibrant, high-end and incomparable environment: a Mediterranean climate, security, high-quality institutions, cultural dynamism and proximity to major European capitals.

It is precisely this setting that attracts people seeking both a safe place and an investment opportunity.

^{Photo credit: Monte-Carlo Sotheby’s International Realty}

Finland: four seasons and exceptional safety

At the same time, Finland captivates visitors with its natural environment and serenity. The country experiences four distinct seasons, offering the pleasures of a sunny summer by the lakes, with properties located nearby such as this spacious and elegant villa on the shores of Lake Jerisjärvi, with its own private beach and direct access to the national park. But also, the magic of a snowy winter crowned by the Northern Lights, offering an exceptional spectacle.

^{Photo credit: Finland Sotheby’s International Realty}

Ranked among the safest countries in the world, Finland stands out for its low crime rate, high level of trust in institutions, high social and gender equality, as well as excellent education and universal access to healthcare.

Investing in Finland is quick and easy: a property transaction can be completed in just two days for an apartment and two weeks for a house. Fees are low (1.5% for an apartment, 3% for a property) and local support is seamless and multilingual.

Sweden: nature, freedom and opportunities

Sweden attracts foreign investors with its straightforward procedures: no permit is required to purchase property, and there are no ownership restrictions. The market is stable and legally secure, and properties located in sought-after areas such as the coast, lakes or archipelagos retain or even increase in value over the years.

^{Photo credit: Sweden Sotheby’s International Realty}

Nature is omnipresent here: 2,700 kilometres of coastline, nearly 96,000 lakes and vast forests guarantee a feeling of freedom and space that is hard to find elsewhere in Europe. Sweden has many exceptional properties, particularly on the west coast, which can be compared to the Mediterranean basin, with its typical red houses and private beaches with two pontoons. A true haven of peace, combining all the advantages of Scandinavian life: swimming at sunset, boat trips and authentic architecture.

^{Photo credit: Sweden Sotheby’s International Realty}

Iceland: the magic of landscapes and the Northern Lights

Iceland is also increasingly appealing to buyers looking for a complete change of scenery. With its volcanoes, glaciers, hot springs and northern lights, the island offers a unique experience where nature is omnipresent. Properties are rare, but their symbolic and emotional value is incomparable. Buying a home in Iceland means immersing yourself in a setting that combines power and serenity.

A bridge between two lifestyles

The mutual interest between Monaco and the Nordic countries reflects a shared need: to combine security, nature and quality of life with economic stability and investment opportunities. For a Monegasque citizen, purchasing a second home in Sweden, Finland or Iceland means embracing a different pace of life, closer to nature and imbued with tranquillity. For a Nordic investor, coming to the Principality means gaining access to a unique tax environment and a cosmopolitan and dynamic lifestyle.

^{Photo credit: Sweden Sotheby’s International Realty}

^{Hinsnoret : A national romantic masterpiece in newly enchanting splendor at Norhaga / Falun.}

This complementarity perfectly illustrates the richness of a truly global property market, where each destination enhances the assets of the other. Contact our Monte-Carlo Sotheby’s International Realty agency to find your future holiday home.