Mixed-use flats in Monaco: a little-known status that needs explaining

What is mixed-use development?

In Monaco, a flat classified as ‘mixed-use’ may be used as a residence but also for business purposes, provided that the applicable regulations are complied with.

A particularly attractive status in Monaco

As the territory is fairly small, space is at a premium. Mixed-use development allows a property to be utilised to its full potential by combining living and working spaces. Investing in mixed-use development in Monaco means investing in a property with a wide range of possibilities.

Château d’Azur, studio flat for sale for mixed-use purposes

^{Photo credit: Monte-Carlo Sotheby’s International Realty}

Conditions to meet

However, it is essential to check with the Economic Development Department in advance, as not all activities are compatible with mixed-use properties. This may depend on the property’s intended use, the owners’ association rules and any necessary authorisations. The activities permitted are mainly intellectual, digital or remote service provision.

Soleil d’Or, 3-room flat for sale for mixed use (virtually furnished photo)

^{Photo credit: Monte-Carlo Sotheby’s International Realty}

Activities permitted under mixed-use regulations in Monaco include:

• Consultancy firms: Management, marketing, strategy or human resources consultancy.
• Digital careers: Web developer, community manager, graphic designer or SEO consultant.
• Administrative Services: Translation, content writing, proofreading and virtual secretarial services.
• Light Financial Activities: Management of own assets, independent analyst, or business introducer (without handling funds on site).
• Self-employed professionals not requiring premises: Writers, artists (without a noisy studio or on-site sales), or online coaches.
• Dropshipping e-commerce: Management of online shops, provided that stock is managed overseas and dispatched directly by the supplier (no parcels delivered to customers’ homes).
• Medical and paramedical professions: Doctors or physiotherapists.

Conversely, certain types of premises or businesses are strictly prohibited from operating in mixed-use properties. The following activities are prohibited or restricted in mixed-use properties in Monaco:

• Retail: Any physical sale of goods involving customer traffic or stock.
• Beauty salons: Beauty treatments, hairdressing or home massage services.
• Heavy craft industries: Any trade that generates noise or odour pollution, or that requires deliveries of raw materials.

A property asset

Another advantage of mixed-use development lies in the added value it brings. In the Principality, mixed-use development enhances the appeal and value of a flat for professional or self-employed clients. It is a way of broadening the target market and offering a wide range of possibilities.

Great Britain, 4 properties for sale for mixed use

^{Photo credit: Monte-Carlo Sotheby’s International Realty}

Points to check before starting any project

What should you check before buying or renting a mixed-use property?

Reminder: Before purchasing or renting a mixed-use property in Monaco, it is essential to have a clear understanding of the rights attached to the property and the uses that are actually permitted.

Here is a non-exhaustive list of key points to check:

• Condominium regulations: Check that they permit mixed-use and the operation of your business, particularly with regard to receiving customers.
• Nature of the activity: Mixed-use properties generally permit office use, but may exclude commercial, craft or industrial activities, as well as the storage of goods.
• Staff and customers: Please ensure that staff are permitted to be on the premises and that customers are allowed to visit.
• Minutes of general meetings: Please consult the latest minutes to identify any restrictions or difficulties relating to the pursuit of a professional activity.
• Quotas: Quotas to be adhered to if too many flats in the block are already being used for mixed-use purposes.

Furthermore, there is one thing you should be aware of before buying a mixed-use property. The property may be either:

• A residential flat
• An office with no commercial premises or goods reception area
• Or both, in some cases, but not automatically

Are you looking to buy or rent a mixed-use property in Monaco? Contact our Monte-Carlo Sotheby’s International Realty agency for assistance with your search.

Discover all our mixed-use flats for sale and for rent

Published the 28/08/2026